Zoho Bookkeeping is latest and cloud software. Zoho books have all features which are needed for bookkeeping of business. It have sales , Purchases , expenses , bill module. Zoho bookkeeping is most suitable for small and medium business. Being a cloud software means you can operate software from anywhere like from laptop , PC , mobile etc. Zoho books come with its GST features in India. Bookkeeping is important for business to understand it business growth , accounts payable , receivable etc. Bookkeeping helps you to take correct business decisions. Bookkeeping can be done offline and online. Zoho books is online bookkeeping.

Our Zoho bookkeeping services in India are most cost effective , easy to use and have various management MIS reports. We are certified Zoho books consultant in India. We have client profile from various industries such as IT Company , BPO , Call Centre , Traders , Manufacturing etc. Our firm offers outsourced bookkeeping services as authorized Zoho Books Partner. We have expertise in working in virtual bookkeeping. We record each of transaction in correct manner. This helps have correct financial reports. As a Chartered Accountant along with bookkeeping we provide GST & TDS Compliances services. As a business person its easy for you to work with one consultant.

What are the benefits of Zoho Bookkeeping outsourced?
60% Cost Saving
Always live books
Review by a CA every month so that there are no errors
Various MIS Reports
GST Compliant
Scan & Upload documents
Ready Balance , Profit and loss statement

Process for Outsource Zoho Books

Step 1 – Every month end you share the bank statement, expense invoices which you have received and the invoices which you have raised on clients.

Step 2 – Your manage your zoho books , record transactions etc.

Step 3 – We calculate monthly tax payable , Accounts receivable , payable , profit and loss statement

Step 4 – Detail review by Chartered Accountant and your Company person

What We provide in Zoho Bookkeeping Services ?
Our Zoho bookkeeping service are designed to meet need to startups and medium size business. We help in tax planning , tax saving , GST Filing and monthly bookkeeping services.

Bill , Expenses bookkeeping
Sales recording
Bank Reconciliation
Credit card reconciliation
GST Compliances
Monthly MIS Reports
Review with CA

GST Filing Services With Zoho Books
In Indian business need to file monthly GSTR 1 return for sales transactional. And GSTR 3B for monthly sale , GST ITC transactions. For non filing or late filing of GST return late fees is applicable. Zoho books in India have all necessary GST Return filing features. Zoho books assist in quick GST Return filing along with reconciliation of GSTR 2 A transactions.

Why 2021 is the best time to invest in Ripple (XRP)?

2021 is one of the best years to invest in Ripple (XRP) assets, because of many reasons behind it.

What is Ripple (XRP)? – An Overview

Ripple (XRP) is a technology that acts as a cryptocurrency and digital payment network for financial transactions. It was released in the year 2021 and Chris Larsen & Jed Mccaleb are the co-founders of Ripple coin. It can be used as an interchange medium. However, the Ripple coin is also known as XRP.

Best time to invest in Ripple (XRP):

Many of the crypto analysts agreed that Ripple will be going to rule in the crypto industry and perfect pickup for the new & existing investors (or) users. Ripple (XRP) is the best option to buy in the future. Here’s an overview of Ripple’s investments. Currently, the price of 1 XRP is $1.47 (Note: Price will be changing on a daily market basis). However, if you invest a tiny amount in it, you will get a turnover more than that you have invested. In 2018, the Ripple coin has reached its price of more than $3.10. But, some of the crypto specialists think that it would reach $1000 within the next 10 years.

Is Ripple (XRP) a good investment in 2021?

If you are planning to invest in XRP and buy ripple at the best price, then 2021 would be the best time to invest in ripple. Since the beginning of 2021, the XRP price goes down. It is predicted that the price of ripple coins will be rising continuously in the upcoming days. So, this is the right time to buy ripple in 2021.

How to invest in Ripple (XRP) currency?

Nowadays, it’s simple to invest in Ripple (XRP). At first, you must join any of the reputed crypto exchange platforms to make your investments in Ripple. Currently, most of the exchanges in India have the access to buy, sell, and trade Ripple with INR (Fiat currencies). Let’s say, Koinbazar, which is one the best crypto exchange platform in India. So, 2021 is the right time for the investors (or) traders to invest in ripple.

Is Ripple (XRP) worth buying in India 2021?

Yeah!!!, Ripple is the best investment in 2021. XRP works a gap between currencies. So, any currency can be traded with another.

If you want to buy Ripple in India after you know more about the live markets of XRP price in INR, then I would recommend “Koinbazar”, one of the leading and safest cryptocurrency exchanges where you can buy, sell and exchange XRP to INR at the best rate and also you can make an investment on major cryptocurrencies like Bitcoin (BTC), Ether (ETH), TRON (TRX) and a lot more.

Koinbazar supports instant INR and crypto deposit options. which makes it easy for traders to invest in any cryptocurrencies which like the most. To invest and get a good return from it, check the website, sign up with Koinbazar, Complete KYC, link your bank account, deposit your funds and start trading. For the Indian user who has completed the above-mentioned details, you will get 50 KBC tokens FREE and it gets deposited into your Koinbazar account wallet. And also you want to earn more from the Koinbazar referral program, share the referral link (or) code with your friends to earn 50 FREE KBC tokens and also get 50% commission on their trading fees.

Personal finance continues to be a problem with which many adults still struggle. A lack of education in this area of economics is partially to blame, but financial troubles are also caused by poor choices. While the circumstances in your situation may be unique, it’s likely that you’re making financial errors that are common among most adults. The following guides outline those mistakes to help you avoid them in the future.

Buying a New Car
Your ability to buy a brand new car may be seen as a status symbol in modern society, but take the time to think about what it’s costing you. A new car loses up to 20% of its value within its first three to five years of ownership. This means you’ll end up with an upside-down car loan in just three years after you buy a new car. The smarter financial move to make is to buy a used car that’s at least three years older. That will enable you to get the same make and model without overpaying on the vehicle. Additionally, don’t pay attention to the monthly payments. A longer car loan with lower payments will require you to pay more interest over time. You’ll save more money by paying closer attention to the total cost of the vehicle and the rate of interest you’ll be paying.

Using Credit Cards to Consolidate Debt
The only good way to use credit cards is as a tool for building credit. This means making small charges that you know you can repay within the same billing period. When you use your credit cards to consolidate your debt, you’re exposing yourself to extremely high interest rates that will make it impossible for you to repay your debts. In most cases, this means the individual can only afford to make the minimum payments each month, causing the interest to add up month after month. This cycle of building debt ultimately leads to a need for filing for bankruptcy.

Making Late Payments
Falling into a habit of making late payments adversely affects your finances in several ways. First, it exposes you to late fees and penalties that will drain your income. As a result, your monthly budget will be thrown off, and you’ll start falling behind on your monthly obligations. The second and more important way your finances will be affected is that your credit score will be negatively impacted by every late payment you make. Eventually, you’ll end up in a situation in which you’ll find it impossible to qualify for a mortgage or auto loan.

Failing to Invest Your Savings
In the future, you’ll want to retire, and you will face serious medical conditions that will affect your quality of life. There may also be a need to finance your ability to stay in assisted living facilities where you can get consistent care. The only way to build the wealth you’ll need to pay for your senior years is by investing in retirement investment accounts. If your employer offers a 401K, you should contribute to that and take advantage of the maximum contributions your employer offers. Additionally, you should maintain a separate IRA or Roth IRA account. Later, if you change jobs or retire, you can roll your 401K savings over into your separate IRA account.

Failing to Use a Budget
The mere thought of creating a budget makes most people groan with disgust, but doing so shouldn’t be seen as a chore or a punishment. In fact, creating an actionable budget should be seen as a good financial strategy for helping you maintain the quality of life you want for yourself. Your budget should provide the means for you to meet all of your monthly financial obligations on time, while leaving enough left over for recreation and for building up a savings account. If you can’t put at least 10% of your income away in a savings account each month, you will need to reduce your expenses or increase your income.

Conclusion
You don’t have to wait for a bankruptcy judge to compel you to learn more about personal finance and credit. You can take personal finance courses now. Even credit counseling courses are open to anyone without requiring that you first go through a bankruptcy. In fact, learning more about these topics now can help you avoid adverse financial situations in the future.

Crypto mining is the process of utilizing your device’s raw power to earn a cryptocurrency. Over the years, crypto mining has become immensely popular because of the lure of monetary rewards. Theoretically, by investing in a robust mining machine, you can start earning crypto tokens and build your assets. However, in reality, things are a little more complicated.

What is Crypto Mining?
In crypto mining, the miner has to solve cryptographic equations on a specialized machine designed especially for mining purposes. These cryptographic equations are part of specific tasks called Proof of Work (Pow), which earns you a cryptocurrency token on completion.

The complexity of PoW depends mainly on the mining pool you are currently on and will determine the time and computing required to perform the task. To attract miners, these pools will initially have larger rewards for simpler tasks. However, when the pool starts to fill, the pool provider will increase the tasks’ complexity.

After you perform a task or compute a crypto transaction, it must be recorded on a block that forms the blockchain. However, before registering, these transactions have to be verified through a peer-to-peer network. After successfully recording the transaction, you will receive rewards in the form of cryptocurrency.

What do you require for Crypto mining?
To mine cryptos, the miner requires a robust machine and software for mining. While choosing a mining machine, the main areas to focus on are the device’s hash rate, power consumption, and efficiency. There are several crypto mining machines in the market that can churn out excellent hash rates while consuming less power, such as:

Ebang EBIT E11++
ASICminer 8 Nano
INNOSILICON T3+57T BTC Miner
WhatsMiner M10V1
Bitmain Antminer S15

After choosing a mining machine, the next step is to decide the software you will mine on. This software connects your device to the peer-to-peer network and registers you as a node. There are several softwares available in the market such as:

CGminer
Ethminer
XMR Stak
How to start Crypto Mining?
Crypto mining theoretically is an easy task to perform and can provide you easy and profitable returns. You can start Crypto mining by following these steps:

Choose a crypto wallet.
Ensure that you have a stable and fast internet connection.
To keep your device cool, set it up in a cool location.
Decide on the hardware and software you want depending upon your target cryptocurrency.
Start mining
How to Start mining cryptocurrency with a single click?
After setting up your complete mining set up the next logical step is to start mining. However, it can become too much hassle as it requires a sizable investment and knowledge of the industry. Instead, to begin mining with a single click, you can choose a unique marketplace such as Zionodes. By choosing Zionodes, you can start mining immediately without the trouble of setting up a mining rig. For more information, you can visit Zionodes’ official website.

While still being in its nascent stage, the Crypto world has seen several new trends that improve its magnetism. The adoption of DeFi technology in the crypto world has opened up new channels for advancement in all aspects of the crypto industry. It is also responsible for the widespread appreciation and adoption of DeFi yield farming among several marketplaces.

DeFi Yield farming is the process of utilizing crypto assets by locking them up to yield rewards. Its popularity is contributed by the fact that the industry has seen several crypto-asset holders leverage their holdings to increase their holdings.

What is Yield Farming?
Yield farming is the process of leveraging your crypto assets to earn variable or fixed interest by investing them in a DeFi platform. Just as is the case with investing fiat money in a bank to earn interest, you can invest your crypto assets in a protocol to earn rewards in the form of a fee or a native token.

What are the different types of Yield Farming?
Yield farming has shown promising results in 2020, where several lenders made a fortune by yielding their assets. However, there is more than one way to earn the rewards by lending your assets.

Liquidity Mining
In liquidity mining, lenders offer liquidity to DeFi exchange platforms to create a pool for traders to exchange tokens. This way, traders can exchange tokens more selectively and quickly. Lenders, however, benefit from this process by receiving fees on every transaction or trade that happens on their liquified assets.

Token Farming
Token farming works on the same principle as liquidity farming, but with one significant difference. Instead of earning rewards in the form of a fee, lenders receive native tokens from the platform that they can further liquify to earn more rewards.

How does Yield Farming work?
The first step for the lenders is to liquefy their assets into a pool that are smart contracts on a marketplace. These marketplaces then can use these assets to perform financial services such as borrowing, lending, and exchanging.

In return, the lenders are rewarded with the fees for the transaction or native tokens depending upon the smart contract. To improve the returns, lenders shift between different marketplaces and leverage their holdings. To earn higher rewards, the initial investment must also be comparatively large.

How to calculate Yield Farming returns?
Defi yield farming returns are calculated annually using two metrics, APY (Annual Percentage Yield) and APR (Annual Percentage Rate). APY is slightly more accurate as it includes the effect compounding while calculating the yields.

However, none of these metrics are highly accurate as the DeFi yield farming industry is highly volatile for even short-term purposes.

Why should you care about Yield Farming?
DeFi yield farming can essentially replace the fiat investment system by providing a decentralized and more efficient solution. It can help lenders and traders alike by creating a platform to perform affordable and profitable financial services.

Marketplaces such as Zionodes are leveraging this technology to provide their users with a one-stop marketplace for all lending and borrowing needs. For more information, you can visit Zionodes.